Consumer Protection Law
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Under VT Statutes Title 8: Chapter(###) ###-####it states that the insurer notice of cancellation:
""(a) No notice of cancellation of a fire, casualty, marine, or multi-peril policy of insurance, unless otherwise provided and controlled by subchapter 2 of chapter 113 of this title, shall be effective unless mailed or delivered by the insurer to the named insured at least 45 days prior to the effective date of cancellation, "
So since the applicable date is the mailing date, then it is 60 days from the postmark date of the notice that sets the applicable time limit not necessarily the date on the notice.