How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Law Educator, Esq. Your Own Question
Law Educator, Esq.
Law Educator, Esq., Lawyer
Category: Consumer Protection Law
Satisfied Customers: 111492
Experience:  Attorney experienced in commercial litigation.
10285032
Type Your Consumer Protection Law Question Here...
Law Educator, Esq. is online now
A new question is answered every 9 seconds

I Was rear-ended by another driver several years ago. I Gave

Customer Question

I Was rear-ended by another driver several years ago. I Gave the company our car loan was through his information and my gap coverage information. several years later I find they did nothing and reported that the car had disappeared and not been paid for! What can I do?
Submitted: 1 year ago.
Category: Consumer Protection Law
Expert:  Law Educator, Esq. replied 1 year ago.
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only. You say this happened several years ago, how many years ago? Texas has a 2 year statute of limitations for property damage claims, but if the company had a contract with you and did not pay off the damages, there is a 4 year statute of limitations for breach of contract. On top of that, if they committed fraud by claiming the car disappeared and did not take action, you have 4 years from discovery of the fraud to sue them for the damages. So at this point you are going to have to file suit against the company for committing breach of contract, if you are within 4 years, or you would have to sue for fraud in that they took the documents and they claimed they were going to make the payoff and then they lied saying the car disappeared and that is fraud.