How do I file an answer
Will this be sufficent and will I still have to go to court??
Should I make mention of the debt validation letters I sent, is this statement they sent sufficent for the court. What do I say at court, I know these junk dealers like to try to make a deal before court, should I wait for the judge
In your opinion what are my chances of the court throwing this out, I believe the Statute of Limitations in RI is 10 years.
They only gave me an old statement with my name on it, no contract no signature no itemization, if I do have to pay can I make arrangements with the court
I'll be honest with you I do believe this is my bill, but it's been so long I don't recall signing anything as I did it online, in fact I have a new Tiger Credit Card. We refinanced back in 2006 and I believe although I can't prove it that this bill was part of that, otherwise it would have shown up in the credit report. I've been told not to speak with these creditors as that starts the clock and they are scum, so basically if I understand you correctly the burden of proof is on the creditor.
So what advice do you have for me for court, if they indeed even show up
Would saying something like I have no knowledge suffice I don't want to bold face lie
OK, Thank you very much for your advice you have been very helpful, wish me luck. I do have one last question, what is the probability that I will win.
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