How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Phillips Esq. Your Own Question
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Consumer Protection Law
Satisfied Customers: 18359
Experience:  B.A.; M.B.A.; J.D.
16551887
Type Your Consumer Protection Law Question Here...
Phillips Esq. is online now
A new question is answered every 9 seconds

I live in Tennessee. I went in to a car dealership and test

This answer was rated:

I live in Tennessee. I went in to a car dealership and test drove a new car. I explained to the salesman that I couldn't afford the payments but ended up signing paperwork after being harassed. I did not give them any money and left the car at the dealership but because I took the car to a gas station nearby after I signed the papers they claim I legally own the car even though I don't have the car in my possession. I am being harassed by a sales manager who is calling several times a day. Do I legally own the car even though I don't have the car and never gave them any money? Kim
Hello Kim: This is PhillipsEsq. I am a licensed Attorney and I will be assisting you today.


Could you explain a little more?


Is downpayment required?
Customer: replied 3 years ago.

the form that I signed said that I would put $4500 down but I never gave them any money and they never gave me any of the papers that I signed also I never took out any insurance on the vehicle

Thank you for the information:


the form that I signed said that I would put $4500 down but I never gave them any money and they never gave me any of the papers that I signed also I never took out any insurance on the vehicle


Your initial post:

I live in Tennessee. I went in to a car dealership and test drove a new car. I explained to the salesman that I couldn't afford the payments but ended up signing paperwork after being harassed. I did not give them any money and left the car at the dealership but because I took the car to a gas station nearby after I signed the papers they claim I legally own the car even though I don't have the car in my possession. I am being harassed by a sales manager who is calling several times a day. Do I legally own the car even though I don't have the car and never gave them any money? Kim

Response: No, you do not. The Sales Manager is trying to intimidate you into buying the car. If the sale is contingent upon you putting money down and you did not, you did not obtain insurance coverage for the car, nor were you given the paper work that you signed probably because you have not put any payment down, you could not have taken possession of the vehicle. Without your downpayment, they cannot send your paper work over to the lender that they use for financing. So, just ignore the Sales Manager, who is trying desperately to make a sale and his commission.

Phillips Esq. and 5 other Consumer Protection Law Specialists are ready to help you