How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Infolawyer Your Own Question
Infolawyer
Infolawyer, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 54317
Experience:  Licensed attorney helping individuals and businesses.
11313492
Type Your Consumer Protection Law Question Here...
Infolawyer is online now
A new question is answered every 9 seconds

can a bank take a cash advance on a credit card that was never

This answer was rated:

can a bank take a cash advance on a credit card that was never activated?

INFOLAWYER :

Hello and thank you for the question.

INFOLAWYER :

It may not do so. If the card was not activated, it is not usable.

INFOLAWYER :

No transactions or advances may happen until activated and duly authorized.

INFOLAWYER :

Often when this happens, it is the result of misuse or fraud

INFOLAWYER :

Is that clear and acceptable?

INFOLAWYER :

If I can clarify anything, of course, ask me

Customer:

5/3 sent me a duo mastercard which I never activated. when my mortgage came due and my checking account did not have sufficient funds, they use this credit card as a cash advance, but it was never activated by me.

INFOLAWYER :

They could not do that

INFOLAWYER :

without your consent and activation

INFOLAWYER :

it was improper and illegal.

Customer:

thank you. so what do I do?

INFOLAWYER :

You contest the charge

INFOLAWYER :

do it in writing by certified mail

INFOLAWYER :

and advise you never activated or authorized the advance

INFOLAWYER :

and you are not obligated for this improper conduct

INFOLAWYER :

I wish you the best.

INFOLAWYER :

Kindly click on an excellent rating for the answer.

Infolawyer and 5 other Consumer Protection Law Specialists are ready to help you

Related Consumer Protection Law Questions