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The only way to stop them from taking money from your checking account is to closed that account and open another one with a different number. It would be preferable that you opened a checking account with another bank, that would be even better.
And, if they are doing business in Florida without a License, then they are acting illegally and you should report them to the Florida State Attorney General's Office by filing a formal Complaint. Here is the link:
And, this link will take you to their Frauds and Scams Department:
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That is an unfair question because you are asking me to predict the future as to what they will, or will not do. I cannot predict the future, but I can tell you that if I were in your position, I would not pay them any more than I already had and I would close out my account and open my checking account in another bank altogether. If they ever decided to sue me, I would like to see how a Judge would enter a judgment in their favor at such a high rate of interest. I doubt a Judge would do that. I would tell the payday loan company that I did not have any money to pay them, so even if they got a judgment against me, it would be worthless because they could not collect on it. . These payday loan people are loan sharks and I still cannot understand why they are allowed to remain in business,
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