Thank you for your response.
Had you properly perfected the mechanic's lien by filing, then your lien would have had priority and the lender would have to pay you for your repairs before they could take the vehicle. A perfected mechanic's lien attaches to the covered property in preference to other prior liens, encumbrances, or mortgages, although it does not affect any lien, encumbrance, or mortgage which was on the land at the time of the inception of the mechanic's lien, except as to "removables." Texas Property Code §53.123. All properly perfected mechanic's liens are on equal footing with one another without reference to the date each respective lien affidavit was filed. Texas Property Code §53.122.
Thus, since you had not yet filed your mechanic's lien you now have to sue the debtor in small claims court to seek to recover the amount of money due on the car, since it was repossessed. The contract was between you and the person who came to you and that is the party liable to you for paying you for the outstanding bill.
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