Consumer Protection Law
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She would not be personally liable for your debts. What that means is that property in her sole control and ownership could not be attached / garnished / levied / etc... for the repayment of your debts.
That being said, marital property (property that is acquired during the marriage) is owned jointly, undivided, between you.
So while a private, separate bank account with her own assets in it could not be touched to pay your debts, a joint bank account, since you own it equally with her, could be attached, garnished, levied, etc...
The best thing to do (if there is not any creditor making any claims now) would be to separate accounts, etc... and give her one that is under her sole control, as well as a written and signed statement that the monies in that account are hers and hers alone.
That should be enough to overcome the presumption of marital property and make those monies exempt from creditor garnishment / levy.
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