Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
The Debt Relief has not started paying yet because I have to add up the funds to do so and the Lawyer is aware of this. I don't want to sign anything if I have to pay extra because I am Retried and don't have the extra funds to do this because of the Debt Relief Program I'm in.
I know this debt will be paid because the program has help me reduce my other debts through them.
So I will go to the Court Date scheduled to get it advanced up till the Debt Program and Lawyer can negotiate a payment plan.
What if I don't show up for this second Hearing will they pass a judgement to garnish wages. My Husband and I are both on Social Security but my Husband still works because we need his income to survive and to pay our other bills like Rent etc. I tried explain this at the first Hearing but got nervous and can I ask for another extension to be able to work with the Debt Relief Program I'm in. The Debt Relief people did say that by September 2013 I will probably have enough funds built up so they can start negotiations with the people that are bringing us to Court.
Let's change the subject a little. Have you considered filing Chapter 7 bankruptcy?Note: Many people find the thought of a bankruptcy beyond consideration, but reality is far different from perception in this area. Walt Disney, Henry Ford, Milton Hersey (chocolate manufacturer), Abraham Lincoln, Mark Twain all filed bankruptcy during their respective lifetimes. And Donald Trump -- his various business interests have allegedly filed bankruptcy four times (as of 2005). So, before you immediately say, "Bankruptcy -- not interested" -- let's talk about it for a minute.
Question: Do you have any valuable assets or accounts that are not described on this webpage?Thanks in advance.
Yes, I thought of filing for Bankruptcy but you also need a Lawyer to do it and I couldn't afford one. Also the Lawyer for the Creditor taking me to the Hearing has worked with the Debt Relief Program I am in and should know it takes a little time to seattle things. I was told they could grant me another extension because the Program should be able to negotiate with them as of September 2013.
I know this is owed and am working on it to get it seattled and will let the Court know this.
The reason for staying with the program is when I started it I was $47,000 in debt and now am down to only $8,000 in debt and almost done. This is the only Creditor giving me a problem so hopefully I can resolve it soon.
Thank you for your help...
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).