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Ask Tina Your Own Question
Tina, Lawyer
Category: Consumer Protection Law
Satisfied Customers: 33167
Experience:  17 years legal experience including consumer protection law.
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Im retired 2 years last June. My income consists of a pension direct deposit from Fi

This answer was rated:

I'm retired 2 years last June. My income consists of a pension direct deposit from Fiedelity Investments (from my retirement from Kraft Foods), and a SS deposit into my checking account... no other income... Can a garnishment be placed on that account in the State of Ga.? ... Or place a lien against property...?


Hello and welcome.

My name is XXXXX XXXXX my goal is to provide you with excellent service today. Before I can give you an accurate answer to your question, please provide the following additional information:

Do you have a judgment against you at this time?

I look forward to assisting you as soon as I have received this information. Thank you.

Customer: replied 3 years ago.

... "Do you have a judgment against you at this time?"...


No... I answered this... I do not see an answer to my question...

Hello again, William.

I just received your response. If you had attempted to respond previously to my question, please let me know and I will report it to the site for investigation.

A creditor cannot typically attach or seize any bank accounts without first obtaining a judgment against you. Taxing authorities can seize bank accounts without a court order, but creditors typically cannot.

Even if a judgment were obtained against you, your social security benefits are normally exempt from attachment. If your pension is an ERISA-qualified plan, then it would typically be exempt from attachment as well, but a creditor may seize the income from the pension once it is paid out to you.

Here is a link which lists assets which are typically exempt under GA law:

I hope this helps clarify the situation for you. Please remember to rate my service once you have all the information you need so I will be compensated for my time from the deposit you posted with this website. If you have any other questions, please ask me – I’ll be happy to respond. Thank you!


Tina and other Consumer Protection Law Specialists are ready to help you

Thank you very much for your positive rating of my service. It has been my pleasure to assist you and I hope you will ask for me should a future legal need arise.

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Thanks again and all the best to you.


Note: Please feel free to request me if you have future legal questions by typing your new question in the question box on my profile page. Here is a link to that page, which you can bookmark or add to your favorites: I look forward to hearing from you again should the need arise.