Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
My girlfriend just told me that her mother "pulled my credit report." She found some things on there, which I know are true, that happened over 6 years ago. But she still found them. My question is how? I live in Wisconsin, which makes my court record public, and I know some of this is on there. But she claims she pulled my credit. Her mother is very wealthy, and owns several warehouses and buildings she rents out, thus having access to credit pulling resources. But I don't believe she has my social security number. Could she have pulled my report? And is there any way I can see if she did? Response: Yes, there is. You can order a copy of your credit report for all three main credit reporting bureaus. The names of companies and individuals that viewed or accessed your credit file would be there. This information would be under inquiries. Click on the link below to order your report:
Your girlfriend's mother has no legal right whatsoever to access your credit file without your authorization. If you find out that she did, you can file complaint against her with all credit reporting bureaus and the Attorney General's Office.
How would she even do it if she did?
Without my authorization or social security number?
All I can tell you is that anyone who wants to LEGALLY access your credit report must have your authorization and your Security Social Number in order to do so. You need to order your credit report and find out who made inquiries on your credit file. That is the sure way to know if she did or did not access your credit file without authorization and thne you can go from there.