The bankrupcy was discharged, however, I continued to live in the condo and pay the monthly mortgage and assessments. I started receiving a notice on my monthly mortgage statement that since the loan was discharged in bankrupcy, that I could not be held liable for the loan, but if I stopped paying the monthly mortgage, that they would forclose on the property.
Already Tried: Applying for a modification, of which I was just notified that I was denied. That I should consider a short sale or forclosure.
My answer is going to be based on what state this is going on in?
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