Consumer Protection Law
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Please provide the exact language of the cooling off provision.
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10. How This Contract May Be Canceled -Including Refund and Charges
You may cancel this Contract by written notice to the Administrator requesting cancellation while the Contract is in force. The information required to process a cancellation includes: Contract Application Number, date of cancellation, reason for cancellation and contract holder's signature.
If You cancel this Contract within thirty (30) days of the Contract Purchase Date and You have not incurred a claim, a 100% refund of the Contract Price will be. made. After thirty (30) days or if You have incurred a claim, a pro-rata refund of the unused time will be made. The prorata refund will be calculated by multiplying the Contract Price by the percentage of the unused time compared to the total time of the Contract Period, less an administrative fee of $25.00. Any refund will be forwarded to the Selling Dealer.
CANCELLATION - is amended to include:
The $25 administrative fee is deleted and replaced with an administrative fee of $25 or 10%, whichever is less. The thirty (30) day written notice prior to cancellation is deleted and replaced with sixty (60) days.
Our right to cancel for any reason is changed from ninety (90) days to sixty (60) days.
If We cancel during the first sixty (60) days and You have not incurred a claim, a 100% refund of the Contract Price will be made. ARBITRATION - is deleted in its entirety.
INSURANCE - is deleted in its entirety and replaced by the following:
Performance to You under this Contract is guaranteed by a California approved insurance company, You may file a claim with this insurance company if any promise made in the Contract has been denied or has not been honored within sixty (60) days after the date proof of loss was filed, The name and address of the insurance company is: Virginia Surety Company, Inc., 175 west Jackson Blvd., Chicago, Illinois 60604. If You are not satisfied with the insurance company's response, You may contact the Califomia Department of Insurance at 1-XXX-XXX-XXXX,
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