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If Sallie Mae did not give you a payoff amount in writing and just gave it to you on the phone, then this is a problem. You will have to contact them and demand they send you proof of how this interest was accrued as you are entitled to them to prove where this money due came from. If they can prove that the interest was legally accrued, I am afraid by law you will have to pay them, even if they made a mistake when they gave you the payoff amount on the loan I am afraid.
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