We have received the money on a loan we signed with Wells Fargo. They are not giving us an account number and are trying to make us sign a different contract with a higher interest rate and threatening us with collection bc they gave us 2 loans and made a mistake. But can they do anything once we have signed and received the money and used it. Can they not honor the original loans? Wondering what I should do?
correct. we have the loan papers signed. Already have received the cash and paid off bills.
we return the documents to the bank to try to get this straightened out and got them back yesterday. Only one copy was sign for the two loans. what would you advise doing?
nope but we do have an account number for the $13,000 dollar loan. We have the documents signed for the $8,711. They gave us blank copies of the $13,000 but we do have a statement plus proof of both deposits in my checking account. But they will have to prove we signed for the difference between $13,000 and $8,711 correct?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).