Hi! LegalGems here. My goal: To Do My Best To Assist You. Please remember, I can only provide general information,as this is a public forum.
I am sorry to hear of this situation. One moment please as I get this information for you.
Here is a sample C&D letter provided by the Mass. government but it works in all states:
Generally, the debtor would send a "cease and desist letter" letting the creditor know they are in violation of the Fair Debt Collection Practices Act, specifically 15 USC 1692a
If you do not stop immediately, I may be forced to take legal action.
This type of communication will generally result in the creditor from refraining from contacting you. It should ideally be sent via certified mail.
Verbal requests are not in compliance with the Act.
The creditor can be liable for $1,000 per violation, plus damages suffered by the plaintiff.
Did you have any questions on the above?
no, no more questions. Thank you for the information.
You are welcome. Glad to have helped. I hope this works out for you! If you have future consumer protection or estate law needs, please feel free to request me by putting To Legal Gems in front of the question, or personally requesting me. Thank you!
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