Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Hello and thank you for the question.
How much are you owed?
did you pay them with check, credit card or cash?
Approximately $10,000. I financed it at the dealership then got a lower interest rate loan from my credit union. All was done before I found out that I did not have a correct vin # XXXXX title.
How did you pay them?
credit card? check?
You can pursue a claim in a number of ways which include threat of and then actual complaint with a number of places
that includes the dept of consumer affairs, BBB and civil court
If paid by credit card, you may call the card company and contest the charge
that is called a chargeback and suspends the charge
I financed it there through TD Auto Finance. I also traded in an older car. My loan is now with my credit union.
You have the options I mentioned above
you may also involve a consumer protection lawyer locally
I can suggest 2 excellent directories
would you like that information too?
martindale.com and findlaw.com are excellent, highly rated and easy to use
lawyer can work on commission to recover and negotiate, and if needed, sue.
if I can clarify anything, please ask me
Is a dealer in Maryland required by law to title a car within a certain time period?
It needs to be done within a reasonable time, with courts expecting it to be done within 1-2 weeks
here the delay is unreasonable
and a clear breach of contract
Threatening to sue and turn to the BBB and attorney general office
is often successful in getting dealer to resolve and settle
not wanting exposure to that
So the only way to get my money back is to sue and get a lawyer? How much is that going to cost me?
that is one option
you can also threaten and then go to the BBB, dept of consumer affairs, attorney general office
If you turn to a lawyer
the lawyer should work on contingency
which means 1/3 typically of the recovery
so no recovery, no fee
and the directories I provided are good resources
I have to sue to get my money back? Cost of lawyer?
I answered that above
did you get that?
if not, I can give it again.
threaten to sue, and then would sue. can combine with agency complaints. lawyer would cost 1/3 of recovery.
if there is a recovery
Yes. Thank yo. Good-bye.
Please click on an excellent rating for the answer
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Have a nice day.