Thank you for your follow up.Is this a criminal matter?
I am afraid not. This is not a criminal matter in the sense that he did not steal
anything - he simply had it dropped on his lap. The police are unlikely to pursue this as a criminal matter, thus leaving relief for this in civil court, I am afraid.The bank is also refusing to give the name of the party who received the money for privacy reasons. How does he go after an individual that the bank refuses to disclose?
This is easily done. If a suit has to be filed, then one can file a suit against "John Doe" and then subpoena the bank for the name once the suit has been filed. Once the subpoena is returned with the name, the suit may be amended to reflect Bob's real name, and commenced.
An attorney is recommended. May I recommend the SC Bar referral program - here
. The attorneys are vetted and qualified. You should be able to find an attorney you are confident with and whom you can trust, and who is available ASAP.
Again, the bank itself is not liable unless it made some kind of mistake in its depositing - so far, it seems they only did what was asked, so the error lies not with them, but with the Bob person who is refusing to give back the money.
Please note: I aim to give you genuine
information and not necessarily to tell you only what you wish to hear. Please, rate me on the quality of my information and do not punish me for my honesty. I understand that hearing things less than optimal is not easy, and I empathize.
Gentle Reminder: Please use the REPLY
button to keep chatting, or RATE
your rating when we are finished.