Consumer Protection Law
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You cannot change your exemptions at the 341 creditors meeting, but at the meeting you can inform the trustee of your intention to do so.
Changing one's exemptions must be done by filing an ''Amended" Schedule C with the Bankruptcy court clerk.
This is simply the regular Schedule C with the word "AMENDED'' written at the top.
You have to file a copy with the Bankruptcy court clerk, and you also have to mail a copy to the Bankruptcy trustee.
Will doing so will it protect my refund
Yes - as the value of your assets will still be less than $10,000.