Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
they left a message on my office number that could be picked up by anyone in the office. they left the information as to why they were calling and my secretary or anyone could have listened to the message.
i believe in new york state i would have to have signed the application to be legally responsible for the debt. i never did that which is why citi never responded to my husband's request for a copy of the application with my signature. citi never put me on any corresondence regarding the debt with my husband. the only thing citi did was put the debt on my credit report and i believe they removed it after the third letter to them.
thanks. i'll call the collection company and see what they say and have my husband contact citi again if i get nowhere.
i can't contact citi myself because they are actually my client so it's a bit of a messy situation for me. i may just get someone on the phone who either knows me or knows my name.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).