Recent Feedback
I purchased a time share many years ago. I paid off the membership fees and maintenence fees in 2004 through a collection agency. Just two days ago another collection agency called trying to collect more money after 8 years. I live in MD and have not had any contact regarding outstanding debt on this account since 2004 when I paid it off. If I dispute or engage in any contact regarding this, does the clock start again.
Optional Information: State/Country relating to question: Maryland Already Tried: nothing yet.
Thank you for your question.The statute of limitations is not reset by engaging in communications or disputing the debt. However, if you make payment on the debt or enter into an agreement regarding a payment plan, that could reset the clock.
I do my best to answer the question you have posted. Please remember to click on GREAT Service or (Smile Faces) so I can be credited for my time, and please bear in mind that I can't control what the law is and whether it helps you. I can only tell you what the law says, and I assume that you want truthful information. If you would like to continue our conversation, I would be happy to answer any follow-up questions or provide clarification via the “Reply to Expert” tab on the following screen. Providing feedback of 2 stars or less means I am not paid for my time in answering your question, and our conversation will end. Thank you.
What is the statute of limitation in the state of MD?
If you were to be sued for this type of debt, it would likely be on the basis of breach of contract. In Maryland, the statute of limitations for contracts is generally 3 years.
Experience: Experienced in the practice of law.