You can file a consumer fraud complaint with the AZ attorney general (click here).

The only way to enforce your contract on your own is to file a law suit against the dealer. Unless your damages (vehicle value) are less than $5,000, where you can bring an action in small claims court, it may not be worth it to sue.

In the event that the dealer comes back and tells you that it can't find you financing, then your recourse is to make payments to the dealer as if it were the lender, and if the dealer repos the vehicle, then you would have to hire a lawyer and sue for damages (assuming that the attorney general doesn't go after your money for you).

For a consumer protection lawyer referral, see this link.

Hope this helps.

NOTICE: My goal here is to entertain while educating the public about the law. I hope my answer is useful and informative to you. During our conversation, the website may ask you to rate my answer. If you rate my answer lower than the middle rating, then the website retains your entire payment, and I receive nothing. It is entirely your choice as to how you rate my answer. However, because your payment to me is in the nature of a donation/gift, rather than as compensation for any services rendered, you are entitled to know how your rating affects the final distribution of your donation.

If you need to contact me again, please put my user id at the beginning of your question ("To Socrateaser"), and the system will send me an alert. Please Click the following link for IMPORTANT LEGAL INFORMATION. Thanks and best wishes!