Can I start the process by calling Indy and asking for a Loan History or must the Attorney do it ?
State/Country relating to question: Florida
I have just read that Indy was one of the worse banks in servicing of loans and errors are frequent and that the judge will consider the evidence.
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QUESTION: "Can I start the process by calling Indy and asking for a Loan History or must the Attorney do it ?"
ANSWER: You can, and should, do so. It works like this. For that type of information, such as the loan history you mentioned or proof that you actually made the loan (i.e. validation of the debt), you have a right to receive it and no attorney is needed. In fact, making such a request is an excellent first step. But, beyond that, additional information would be something where you may well end up needing an attorney to file suit and conduct Discovery as previously discussed. So, to sum it up, go ahead and make your request, absolutely, see where it goes, and realize you may have to consult legal counsel if you encounter roadblocks.
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