Consumer Protection Law
Consumer Protection Law Questions? Ask a Lawyer Now.
Hi. This is perfectly legal and in fact, is very common. You will find that most insurance companies now have third-party reviewers. It saves the insurance companies quite a bit of money. Unfortunately, for you and I the insured, it is a big pain having to deal with third-parties. What tends to happen is that more of your claims get denied and it is more work for you to appeal each denied claim. While it is a potential roadblock, the idea is to make sure you appeal any denial until it gets paid.