My name is XXXXX XXXXX I'd be happy to answer your questions today. I'm sorry to hear about your situation.
If you can, get a copy of your contract. Typically, with ABC Financial, the contract automatically renews on the anniversary of the date you joined the club. You can ask them, in writing, not to renew your membership, as long as they have 30 days written notice. That may be a viable option, depending on when your membership is up. You should be able to just [email protected]
and ask them to cancel your automatic renewal, along with your address and contract number.
Otherwise, they usually have an early cancellation fee (I believe it's $100 or $150), and you can only cancel during the contract period if you're willing to pay that fee. Unfortunately, the way the contracts are written, they are binding, and the cancellation policy is legally enforceable.
I apologize that this was probably not the Answer you were hoping to receive. However, it would be unfair to you and unprofessional of me were I to provide you with anything less than truthful and honest information. I hope you understand.