Hi again :-)
Yes...both were granted as defaults...I never got to argue or state my point. Here is some more information:
For the first one I did not find out it was on my credit until I went to get an auto loan in 2005
For the second one they sent the summons to my parents house instead of mine, so I showed up for court and the judge said to go out into the hall, speak to the attorney and see if we could come to an agreement.
This went on for about 5 months until the last time it was continued I simply could not attend because I had lost time at work trying to deal with it.
I was not present for either judgements filed..
Keep in mind this is for the same apartment I had back in 2005 so I was really confused as to how one apartment complex could secure 2 judgements although I only had one total debt. I didnt live there twice.
First judgement was in 2005
Second judgement was in 2008
So to be clear, I am going to pay them tomorrow morning. I want the end result to be both judgements removed from my credit. I researched and found out the only way to do that is by filing a motion to vacate the judgement. I want to know if its probable the judge will remove approve the motion to vacate or if there is anything else I can do to have it removed.
By paying it, the only thing that will happen is my credit will show it as paid....it will not be removed by that alone?