Hi there and welcome to JustAnswer! My name is ***** ***** it is my pleasure to help you with your question. I have over 20 years experience researching the internet. I work in Healthcare as a General Manager. I have my Master's degree in Psychology, Bachelor's in Human Service Management, and my Associates in Criminal Justice. I am an Ordained Minister and also a Notary Public.A Masters Degree in Psychology would enable you to go in many directions. I do counseling, social work, and do some private practice with families. All you would have to accomplish after getting the degree would be any State certifications that are required. Annual income for counselors/therapists range for $40,000 to $60,000.You could charge whatever you want for your sessions. I charge $35.00 per 30 minute session for my private practice and I do not deal with insurance companies. I get a weekly salary for my main position based in elderly care. I choose to do a couple different things because it keeps the job interesting. Each position deals with helping people which seems to be one of the most important things to you. I believe you could set your own rates based on your location to be competitive.I hope this is helpful. If you have more follow up questions please let me know. It is never a problem. I will go above and beyond to make sure you are 100% satisfied! Please don’t forget to rate my answer as good or above so I get credit. Thank you and God Bless!