Trying to get travel insurance is proving difficult as my diagnosis of AF and heart failure is being treated as 2 separate sets of questions, causing 'symptoms' and 'medication' to be duplicated. I take Digoxin, Furosomide & Valsartan, none of which are prescribed specifically for either complaint but seem to get 'declared' twice in this situation. They ask only 'how many' medications, not specific names. My GP has said it is all connected and suggests declaring as 'Heart failure with AF'. Any advice on this please as to how I could separate the medication - or just declare the heart failure? Need to be truthful, but these questionnaires seems to be a little excessive in my scenario. Appreciate your help.
Person's Gender: Male
Person's Age: 75
Answers are for informational purposes only. Please confirm any information given with your own doctor.I don't quite understand your request
Can you quote the exact question(s) you need to answer?
In answering the insurers questions, can I 'ignore' the AF and declare all medications against 'heart failure only. The insurers questions are repeated (including do I have irregular heartbeat) when declaring AF and HF separately thereby appearing to indicate 2 sets of medication & double all other issues. I do not have separate medication for each condition nor do I visit hospital for each complaint! What would you advise a patient to declare? Thank you ,
I would be better able to help with this if I knew the exact wording of the questions to which you have to respond. Can you provide a link to the company that you are dealing with, so I can see what they ask when applying for travel insurance?
In trying to get an idea as to what kind of questions you were facing in your application I went to insuremytrip.com and started some applications for trip insurance with several different companies that included medical coverage and air ambulance return to home if needed, intending to report that I had AFib and CHF when asked about my health--but was never asked. So then I submitted this question:"Are there restrictions regarding stable pre-existing medical conditions that unexpectedly worsen during travel?" and got this answer:"A pre-existing condition is any diagnostic test or exam, any recommendation for diagnostic test or exams, or any adjustment in medication up or down in the past 60 to 180 days (depending on the company). Most policies will offer a waiver of pre-existing conditions if you meet the following conditions: You purchase the policy within 10 to 21 days of making your first trip payment; insure ALL prepaid non-refundable expenses prior to your departure date; and be medically fit to travel the day you purchase the policy."If you are able to post the exact questions you need to answer, we should be able to provide more specific help.