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My common-law husband and I split up and we agreed through

 

Customer Question

My common-law husband and I split up and we agreed through a t2220e along with a court order to transfer a set amount of his rrsp's to me, he commited suicide before the transfer could be completed. The bank that has the rrsp's has now said after waiting 8 months that the t2220e that we both signed just before his death was invalidated by his death. Is this true.

 



Already Tried:
My lawyer and I have contacted a tax accountant and are awaiting his return on the 22 of May, in the meantime we have asked the bank not to release to anyone until we know more, they want a resolution or they will release the money to the court.

Submitted: 349 days and 4 hours ago.
Category: Canada Tax
Value: CA$47
Status: CLOSED

Accepted Answer

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Expert:  Debra Thal replied 349 days and 4 hours ago.


Debra Thal :

No it would not be correct.

Debra Thal :

That document was signed and delivered before he died.

Debra Thal :

So there is no reason why it would not be valie.

Debra Thal :

valid.

Debra Thal :

And there is certainly no reason for the money to be paid into Court.

Debra Thal :

At the least it would go to the estate and then you and your lawyer could deal with the estate.

Customer :

That is what I thought but how do I convince the bank to release the rrsp's, the estate wants me to sign over the rrsp's to them and I am not willing to do that, so the bank did a tax interpretation that sent them to a file where a woman was getting weekly payment and her ex died she tried to keep nthe payment going and the courts said no so based on this the bank has said that the t2220e is invalid but you still have the coutrt order

Debra Thal :

The bank does not know what to do so they are simply protecting themselves.

Debra Thal :

Your lawyer will need to get a Court Order directing the bank to pay you.

Customer :

the document was signed by him and was on route to them when he died

Debra Thal :

They are just worried about being sued by the estate but they are wrong and if the don't watch out they will be sued by you.

Debra Thal :

You are entitled to the RRSPs and not to suffer tax consequences.

Debra Thal :

But this is now a legal problem and not a tax problem so be sure that your lawyer is experienced in litigation.

Customer :

can I tell this to my lawyer

Debra Thal :

Yes but lawyers get offended when you talk to others about what they are involved in so you may upset or anger the lawyer.

Debra Thal :

It's usually better to simply ask about the idea of getting this resolved by getting a Court Order.

Debra Thal :

You could say you spoke to a friend or family member.

Debra Thal :

That may be less threatening to your lawyer.

Customer :

No both of us our dumbfounded by all of this and have been looking and asking no this will help as we don't know where to turn

Debra Thal :

OK

Debra Thal :

Then go ahead and explain what I 've said.

Debra Thal :

It also could be worked out if your lawyer contacts the legal department for the bank.

Customer :

can I print this off so that i may quote from it to him

Debra Thal :

A lawyer for the bank will see the form was signed and the order.

Debra Thal :

Yes.

Debra Thal :

When you accept the chat will end.

Debra Thal :

You will see a box that says share.

Customer :

that is who we have been dealing the head lawyer for the bank

Debra Thal :

If you hover your mouse over that box you will see there is an option to print.

Debra Thal :

Then I am baffled as the bank's lawyer knows the form was sent in and there is the Court Order setting out your entitlement.

Debra Thal :

Your lawyer has to tell the bank's lawyer that you will take them to Court.

Debra Thal :

There is no other way as there is too much at stake.

Customer :

I guess that is what I should do then

Customer :

I can't find the box to print

Debra Thal :

Do you see the share button?

Customer :

no

Debra Thal :

It may not come up until you accept and the chat ends.

Debra Thal :

But I think it will be at the bottom, maybe at the right.

Debra Thal :

I don't see it from my end.

Customer :

okay than you it nice to hear something positive in all this craziness

Debra Thal :

What I can do is send a message to the admin asking them to email you and tell you what to do.

I don't work for the site so i cannot see what you can see.

Customer :

thank you that would be awesome

Debra Thal :

Well it will be resolved for sure. His death was tragic of course but it doesn't mean you lose out on what is lawfully yours.

Debra Thal :

As soon as the chat ends I can contact the admin.

Customer :

Thank you now do I hit accept and that ends our discussion

Debra Thal :

Yes thanks!

Expert TypeLawyer
Category: Canada Tax
Pos. Feedback: 91.1 %
Accepts: 104
Answered: 5/17/2012

Experience: lawyer

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