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I am sorry to hear this and to hear of all these difficulties.
These reasons would not be considered reasons for speeding which could endanger yourself and other people.
But what you can do in court is ask the police officer who charged you whether they would agree to have you plead guilty to a lesser speed where there are no demerit point. Police will usually agree and so will the Crown and the reason why is that they don't want to have a trial and take up the court's time.
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