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Hello! My name is***** you for your question. I'm reviewing it now, and will post back again shortly.
I'm sorry that it sounds like you may be in a difficult situation.I don't understand what your question is. Can you please explain a bit more and then clearly set out your question?Thank you.
I am sorry but I cannot speak to you on the telephone. I know the site offers this service but the site is based in the US. As I am a lawyer in Canada the rules of my law society prohibit me from speaking to you on the telephone as you are not my client.
I can only speak to you by posting up and back over this site.
Was the lien as a result of a judgment?If I can get a bit of a better understanding of how the lien was acquired I can answer more fully.
So then your credit rating as already been effected all that it can be by the debt and judgment.
The lien being lifted or settling with the plaintiff cannot possibly affect your credit rating.
It is a good idea to settle so long as you get something in writing that makes it clear that the rest of the money is no longer owing.
Does that help?
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It is not the lien that is on your record. It is the judgment and it should be off in 6 years and that is the case no matter what happens with the lien.
You would ask for a credit report with Equifax and with Transunion:http://www.equifax.com/ecm/canada/EFXCreditReportRequestForm.pdf
Is there anything more I can help you with at this point in time?