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Hello! My name is***** you for your question. I'm reviewing it now, and will post back again shortly.
I am sorry to hear this.
You should tell your insurers that they person is mistaken or else dishonest but it was neither you nor your son and no one else in your car either as the car was in the parking spot during the time of this alleged accident.
You can tell them police and the insurers that you will fully co-operate and invite them to examine the car and in fact have it examined by their forensic unit but that you are adamant that this was not your car that was in the accident and if necessary you will retain legal counsel.
If you do need a lawyer then you can contact the Law Society and use their Lawyer Referral Service. You will be given the name of a lawyer and can consult with the lawyer and the first half hour will be free.
The number is:
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I think it will work out but retain a lawyer if it looks like they don't believe you.
You are very welcome.
Is there anything more I can help you with at this point in time?