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Hello! My name is***** you for your question. I'm reviewing it now, and will post back again shortly.
Are you debts in Canada or the US?
I don't know what you mean about spending more money but if it is about the phone call that the site is pushing I cannot do phone calls anyway as I am a lawyer in Canada and we cannot speak on the phone to the customers.
And you are not charged for going up and back with me.
You can declare bankruptcy in Canada but it has no effect on any debts in the US.
I am sorry if you hoped it would but a bankruptcy in Canada only wipes out debts in Canada.
Does that answer your question?
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I don't know the law in the US. So I can't tell you whether anyone will come after you from the US.But what I can tell you, unfortunately, is that the US and Canada are reciprocating jurisdictions. That means that if someone obtains a judgment against you in the US they can seek to enforce it against your assets in Canada. They could also seek to garnish your wages.For this reason it may make sense for you to consult with a trustee in bankruptcy or bankruptcy lawyer in the US.