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Hi - I'll transfer this to the Canada law category.
I am sorry for your loss.
The life insurance undoubtedly goes to you. It should not have been mentioned in the Will as it is not an asset of the Will and the Will would not apply to it.
The life insurance only vests in the estate where the estate is the beneficiary and here it is not.
There is no question about this. It is not a grey area at all.
Does that answer your question?