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In Saskatchewan you are not considered to be common law spouses at this point in time.
In most case you have to have lived together for two years first. But under the Family Maintenance Act you are spouses if you are cohabiting and have a child together.
So once the child is born Sun Life should cover your spouse and child.
Does that answer your question?
They don't specify the Act so they are bound by any Act that states you are spouses according to the wording you provided me.
You are very welcome.
Good luck with the birth.
Take good care.