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I am sorry to hear this.
You can tell the dealer that you cannot go ahead. But there is no cooling off period and so the contract is binding. That means the dealer can sue you to compel you to complete the deal.
At the same time the dealer has a duty to try and sell the car again. If the dealer succeeds then you will only be liable for any costs the dealer incurs.
Tell them what you situation is and hope they agree to end the contract. If not tell them you know they must mitigate their damages and take all steps possible to sell the car.
If they sue you they can garnish your wages or seize assets so it is important to try and work this out with them in case they cannot sell the car.
It doesn't matter what they have. You entered into a binding agreement with them.
I have to go to bed now but will check back to see if you need me again in the morning but really the answer I have provided though not at all what you were hoping to hear is correct and there isn't any way around it.