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No. So long as your husband does not allow any loan to go into default it will not hurt his credit rating at all.
I am sorry that you are in this difficult situation and I hope things work out for you soon.
You can try for a second mortgage if you have a home.
His credit rating will be harmed if the loan goes into default.
But perhaps your spouse can convince them not to close the lines of credit so long as it is agreed that no one can borrow more but he will pay them off slowly.
You are very welcome. I sure hope you can work this out.
I know what you want but I have to give you an honest answer. Your husband is as indebted to the bank as you are because the line of credit is joint. So if the line of credit is called and must be paid off it harms him just as much as it harms you and there is no legal way around that.
The practical ways around this are either to try and make a deal with the bank on the basis that it was you and not him that is guilty of the actions that made the bank decide not to allow the line of credit to continue or else borrow money elsewhere to pay off the debt.
Please don't blame me for your situation. I am trying to help but I cannot make up an answer to make a customer happy. That would not be of any help and in fact would cause harm. It's not what I am here for.
You created this situation and I know you feel terrible about it and that is completely understandable as you don't want your husband to suffer because of what you did when you were in a very difficult situation but from a legal point of view you don't have any legal options.