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Did you not understand all of this when you agreed and signed the contract?
So would you say that you relied on these sales people to be your expert and they mis-represented the contract terms and price to you?
The law is that while in most cases a contract binding, when someone enters into a contract and that the party was misrepresented in a material way it is possible to convince the court to set aside the contract. Essentially, the party to the contract is not getting what he/she paid for.
In my view it is worth the money to retain a lawyer to send the dealer a letter threatening a lawsuit. I am not suggesting that you retain the lawyer to sue as I would recommend that you self-represent as you would be suing in small claims court. And, if you were to get that far and you find that you need some help as you go through the process you could always post on the site again and I could assist you further.
The hope is that the letter from the lawyer will help to resolve the problem.