Because I have kitchen old tiles off, I think. I also repaired the drain pipe, that blew up two weeks ago with the plastic pipe that I bought at Home Depot.
The condominium management went into my apartment when I wasn't there, after the incident and took more photos where I had damaged floors and baseboards taken off to be repaired.
I did. No, the pipe supplies water to my kitchen and it's under my sink. The lawyers of the condominium sent me lien notice.
They're saying it's not a common area pipe, it's in my condo and the water supply to this pipe can be turned off from my apartment.
I didn't have my personal insurance at the time. I do have it now. At first, the insurance company wasn't going to compensate me anything, but recently they called me and told me that they are going to compensate for the amount of $2,700. The point is that I don't want to pay $5,000 deductible to the corporation when it's not my fault. Why would their insurance want to compensate anything then if it was my fault?
To do any type of the repairs in my unit I have to ask for the condominium's permission, to repair a refrigerator I don't need anybody's permission. Further, I reviewed Condominium Act and s. 99(2) talks about major perils and water escape is one of them. s.99(1) says that "corporation shall obtain and maintain insurance on its own behalf and on behalf of the owners, for damage to the units and common elements that caused by major perils." They do have this type of the insurance and I think I should not be liable for the deductible.
Which court can remove the lien?
The lien isn't registered yet. What can I do to escape it?
Thank you. That's a very helpful answer. I just need a little more clarification. The insurance company is compensating me $2,700 for the damage and the deductible asked from me is $5,000 plus fees of $1,600. Does the amount of $2,700 I'm getting effect the amount I can ask for in court after I pay the lien?
Should I write "Without Prejudice" on the covering letter too?