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If a credit card company has a lien on a house in British columbia

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If a credit card company has a lien on a house in British columbia for unpaid debt and the amount continues to climb with a 20% Approx. interest can this amount reach a point where there is no equity left or what ever is owing is the amount of equity and therefor the house is then owned by the cc company and the bank.
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The house can be seized and sold if the credit card company decides it is worth their while.

So losing his house, unfortunately, is a distinct possibility.

If he could increase his mortgage or get a secured line of credit the interest to be paid would be dramatically less than 20% and so that really should be his goal.

Let me know if you need any further clarification.
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