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Hi, Im looking at leasing an apartment that is zoned Commercial

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Hi, I'm looking at leasing an apartment that is zoned Commercial / Residential. There are a lot of clauses in the lease that basically give me all the responsibility of an owner without actually owning the place. ie. a 2.000.000$ insurance policy liability for all maintenance of the unit and a share of maintenance to the entire building. Is this standard practice?

Also would I be liable for entire amount of the rent in case the person renting with me disappears?

Debra Thal :

Thank you for your question.

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Debra Thal :

Is there going to be one or two leases?


There will be two leases but it has been voiced as a possibility that I sublease under the guy that's already there, my f


Prospective roommate.

The chat was not working so I had to end it.

If there are two separate leases then you will only be liable for your part of the rent unless the lease you sign says you are liable for all there rent if it's not paid.

So be sure to confirm that you are not but will only be liable for your portion.

It's appropriate to have tenant's insurance but a tenant most assuredly does not insure a building that is not owned by the tenant. The tenant's insurance would be to cover your belongings and to cover damage cause to the building or other units by you.

If this is a residential tenancy it is not at all common for you to be responsible for a portion of the maintenance fees for the building. If this is a commercial tenancy that would be common.

Let me know if you need any further clarification.
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