I am receiving long term disability. I have reviewed the detail of the policy, and there are two separate ways of calculating the monthly payment. I am aware of the term contra proferentem, however I do not know if this is considered an ambiguity. The Glossary of the policy is very clear on how my monthly payment is calculated, however in the body of the policy the calculation is different.
Yes, I have changed my question if you are able to look at it again.
Are you a Canadian lawyer and do you know of any cases on point that I can refer to?