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thanks for responding to my question.
You're right I don't have any defense I owe her the money and interest.
What I would like to obtain is how I will repay her I would like to take a portion of my commission and be allowed some time the longer I can wait the better my chances to be able to get the money . What are my chances of getting that? In this case the fact that she is a home stager is important as she is not an uneducated person about real estate investment.
I already tried she didn't want anything to do with this arrangement. So am I wasting my money to have a defense what happens if I don't have a defense. I guess the process is quicker. How long does it take to get a date for the pre-trial mediation