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Sorry for the delay - apparently, I was having issues with my browser....it wasn't letting me reply or rate your original answer!
Just one more quick thing - if we do decide to file his taxes ( as we would feel guilty not filing them) can my husband just put his name on it as the representation?
I would assume he would get a small amount back...which would probably be direct deposit into his bank account - now - the bank has agreed to release some money from his account payable to the funeral home, but how do we get the remaining money out to divide up? Do we need that piece of paper stating we are the administrator of estate to close that account and take out the remaining $$?