What province is this please?
Why would you only be 50% at fault?
I understand that there is a 50/50 responsibility law concerning parking lots accidents in Alberta?
Were you both driving or was this a parked car you hit?
We were both driving
I was half way backing out and he was driving foward in behide me
Then it would be 50/50 in all likelihood.Is he saying this is your fault?Do you have an insurance broker as opposed to dealing directly with the company>
He did not verbally say that it was my fault, but I believe he is expecting my insurance company or myself to pay for damages... as I was initially thinking it would be my fault as well. My main concern would be avoiding increased insurance premiums, so wasn’t sure what my insurance company would be telling him as they may decide not to pay if this truly is a 50/50 case of liability?
I agree the main issue is increased premiums.That's why I asked about whether you have an insurance broker or deal directly with the company.If you can go to your broker for advice that is optimal.
But you cannot go to the company because once they hear about the potential claim it's on your file at once.
I would suggest contacting your broker if you have one and if not consulting with a local lawyer and running the facts and the potential costs by the lawyer and advising how best to proceed.
You can contact the Law Society and use their Lawyer Referral Service. You will be given the name of a lawyer and can consult with the lawyer and the first half hour will be free. The number is:1-800-661-1095