Canada Business Law
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Hi There, do you mean that you are wanting to start a "rent to own" type business for appliances? If you are simply entering into contracts with individuals to make payments on items towards their purchase, then you would not require any specific licensing for this, outside of the normal "business license" that you would need for the operation of any business within the province.
Please let me know if you require anything further at all.
Please advise whether you require anything further.
I would appreciate hearing back from you since I have taken the time to come in here to assist you.