California Employment Law
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Hello and welcome to JustAnswer.
I'm sorry to hear about your situation and hope I can help.
Have you contacted the independent agency you were using about the payment not going through?
They received the payment late. I have contacted my husband's company and was told they would not reinstate our insurance and we would have to wait until open enrollment which leaves our family uninsured until Jan. 2014. I was told my the US department of labor that the only thing I can do is write a compassion letter to the company to plead our case. Is this legal?