Bonded means that fund are available through a bonding company to pay any claim you may have against losses you sustain as a result of the worker's conduct. If the employee used your credit card and you sustained losses as a result, then you should typically file a claim against the company for reimbursement.
Insured means that the company has insurance that will cover any injuries sustained by the employee while working on your property, so your homeowner's insurance would not be responsible to cover such damages.
Here is a link that provides more information on this:
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