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Under MD law you must conduct a sale you cannot just put the title in your name.
Within 5 days of repossession you must give the debtor by personal delivery or registered or certified mail a notice that provides the following:
(1) The right of the borrower to redeem the goods, and the amount payable for them;
(2) The rights of the borrower as to a resale, and his liability for a deficiency; and
(3) The exact location where the goods are stored and the address where any payment is to be made or notice delivered.
Once you repossess the vehicle you must hold the car for at least 15 days to give the debtor a chance to redeem the vehicle.
You must sell the car at a private sale or through a public auction. At least 10 days before the sale you must give the debtor notice by certified mail r/r/r of the date, time and place of the sale. After the sale you must give the debtor a full accounting of the sale and what happened to the sales proceeds. Here is a link to the relevant statute 12-115 of the Commercial law that explains these requirements in detail.
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