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If 2 and 3 are not true, then you certainly should not fabricate the documents to create a facade to let you get a car loan. This would be fraud by you and your company.....and falsifying a government document (W-2), which is a federal offense. So, it's not worth it. You're better off to just let the vehicle be titled in your wife's name.
You're falsifying documents, so yes, it would be illegal and could come back to haunt you if the dealership, her or your company is ever audited....which is certainly possible..
They're just trying to sell a vehicle, and I understand that, but you shouldn't commit fraud in order to get it done......So, you're much better off to stay clear of this.
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